car finance

How it works

Thank you for taking the time to view our site here at Cross Street Car Finance. We have a great team of dedicated professionals committed to securing you the right finance deal.

There are usually no guarantee’s in life, and it is true that no company can actually offer guaranteed car finance, but you can rest assured we will do all we can to get the deal you need.

Part of our ethos is keeping things simple, and for you that means taking the hassle away. Working with us you won’t need to contact all the lenders to see who can offer you the car finance you are after, you also won’t have to worry about multiple searches of your credit file. Leave it to us and we will get right back to you.

Our principle business here is car finance, and our service is guaranteed with no upfront fees!

So how does it work? In short it boils down to three simple stages, 1) Application, 2) Motor, 3) Signature…

car finance


You can apply online right here…

Once you apply the details will come through to the team here. Our systems will then reach out to all our lenders and come back with the details on who can offer what.

car finance


Select your motor, trade or private.

You have the option to use the finance you raise through us to buy a motor from anywhere. Whether that is your neighbour, the second hand car dealership in your town or a main dealer!

The flexibility is with you, no restrictions.

If you’re buying from a trader or dealership we’ll send the funds to them. If you are buying privately we’ll send the funds to you.

car finance

Then all you have to do is sign the documents.

After that collect your new motor and enjoy!

Our process is designed to be as straightforward as possible so you can get the motor of your choice, as cost efficiently and quickly as you need.