“Guaranteed Car Finance

well almost…”

Apply now for guaranteed car finance

smTick High Acceptance Rates

smTick No Deposit Required

smTick All Welcome to Apply

smTick Free Quotes

Welcome to Cross Street Car Finance where we can almost offer guaranteed car finance for any person and all circumstances.

We say almost guaranteed as there are a very few rare occasions where we aren’t able to secure car finance, but we do mean rare.

guaranteed car finance with zero deposit, almost

If you have already been speaking to another company and they are offering you guaranteed car finance, then realistically they’re not.

There isn’t a company that can offer you the holy grail of guaranteed car finance!

The reason for this is that lenders all across the UK have their own set of lending criteria. So they will take in to account all sorts of varying factors when assessing applicants for car finance. With varying Car Finance options available it can be confusing and difficult to chose the right option. Check out the below videos for some guidance on which is which.

How much can I borrow?

1. What is your credit rating like?

2. How much do you want to borrow?

3.How long do you want to borrow it for?

Finance calculator summary

Borrowing £3,000.00 over 24 months will cost you £93.75 per month at 25% Flat Rate. Subject to status. Best rate available with average credit based on figures during February 2016.

Apply now for your personalised. no obligation quote.

Car Finance & No Upfront Fees, Guaranteed!

Car Finance Enquiry with no upfront fees! 
There are many car finance firms around and as absurd as it may sound some will want to charge you an upfront fee to source you a deal.
This means with those firms you could be charged say £100 just to find out if they can secure you finance or not. You’ll be pleased to hear that at Cross Street Car Finance there are no upfront fees meaning in the very unlikely event we can’t get you credit it hasn’t cost you just to find out.
It also means that when we tell you “YES” we have secured you a great finance deal you have saved already by not having to fund an initial fee.
Car Finance no matter where you are in the UK
Although we are based in Swindon, Wiltshire, we are able to assist people all over the UK and have been doing so for many years now.
It couldn’t be easier either! Not only can we secure the right car finance package for you, but we can also source the car that you are looking for, and at a great price!
All you have to do is fill out the form on our site here… This will give us all the information we need to get the ball rolling. We will then be in touch if we need any more information or to tell you “YES” we can help. Alternatively “Request a Call Back” and we’ll be in touch shortly.


Motor Finance

almost guaranteed car finance for personal loans

Personal Loans

Almost guaranteed car finance with fast approvals

Fast Approvals

What makes our car finance different?

Car finance is car finance at the end of the day, there isn’t really a great deal to it, although finance packages can differ quite a lot. This can be in relation to the terms, whether you need a deposit, the length of the agreement, the interest rate and any additional charges.
At Cross Street Car Finance we work with over 25 lenders who all specialise in saying “YES” for different circumstances on an individual basis. 
These means we are very well placed to source a deal that not only gains acceptance, but one that is also right for you in terms of the agreement particulars, the interest rate and your individual financial circumstances.

Our Prime Car Finance Lenders Can Offer

• Fast Decisions
• 0% top up finance
• 200% of the vehicles value HP Agreements
• Car Finance for those with just a provisional licence
• Fantastic LOW finance rates that put the banks to shame
• Same Day Drive Away – we all want that new car as soon as we can!
• Discount Shopping – offering discounts through varied retailers meaning you save even more!
• Personal Loans – meaning you are free to place car finance on any vehicle of any age and with any mileage

Our Subprime Car Finance Lenders Can Offer

• Ex IVA’s
• People with CCJ’s
• Debt Management
• Overseas Residents
• Young Drivers solutions
• Specialists military packages
• Packages for people with poor credit
• Those who don’t vote and aren’t traceable through the roll
• Individuals who have been through or currently in Bankruptcy

Car Finance Explained

Our car finance deals cater for pretty much everyone, no matter what your past says about you…
We operate with three finance tiers which are explained below.
Our Prime Car Finance offers rates  from  0% allowing you to buy the  vehicle that  you previously thought  was out of your  budget.
Sub Prime
Our Sub Prime Car Finance helps  people  who don’t have a perfect credit  history  to buy their dream car, with  affordable  monthly payments.
Device Approved
Our Device Approved Car Finance allows  individuals to raise the funds they need  with NO CREDIT CHECKS, assisting those  with chequered pasts.

Car Finance, as easy as 1, 2, 3… Guaranteed

Thumbs up to guaranteed car finance

1. Approval

The right arrangement for you from our list of lenders

Fuel Gauge - guaranteed car finance

2. Motor

Choose your motor either private or trade

sign docs and away you go - guaranteed car finance

3. Complete

Sign the forms, collect your new motor, and enjoy!